Calculator

Loan Repayment Calculator

Use this calculator to estimate indicative monthly repayments for a commercial loan. Enter your loan amount, interest rate and term to see estimated costs under capital and interest or interest-only structures. All figures are for guidance only and subject to lender criteria.

£500,000
6.5%
10 years
Repayment type

Estimated Monthly Repayment

£5,677

Over 10 years at 6.5%

What You Repay

Loan amount£500,000
Total interest£181,288

Interest Rate

6.5% pa

Total Interest

£181,288

Loan Amount

£500,000

Total Repaid

£681,288

Figures are indicative only and do not constitute financial advice, lending advice, tax advice, mortgage advice or a formal lending offer. Terms, rates and availability are subject to lender criteria, borrower circumstances and the details of the transaction.

These tools provide first guidance only. Final terms and rates depend on a range of factors that CC Finance can identify and discuss with you.

What This Calculator Cannot Assess

Indicative figures are only one element. A professional assessment considers:

Lender appetite for your specific scenario
Borrower profile and track record
Security type and valuation methodology
Exit strategy credibility
Sector and market risk factors
Affordability stress testing
Covenant and condition requirements
Transaction timing and urgency

Why Lender Appetite Matters

Different lenders have different appetites for borrower profiles, asset types, sectors and deal structures. Two lenders assessing the same scenario can offer significantly different terms — or one may decline while the other approves.

A calculator cannot identify which lenders have appetite for your specific scenario. CC Finance assesses lender appetite across the market and positions your case with the most appropriate funders, subject to your circumstances and the transaction details.

Need help interpreting this scenario?

Indicative figures are only one part of the lending decision. CC Finance can help assess lender appetite, structure the application and identify suitable funding routes based on your circumstances.