Strategic Finance Advisory Led by Experience
CC Finance is a specialist commercial finance advisory firm. We work with established SMEs and serious property investors on complex transactions that require strategic structuring, not just a product search.
Our Approach
More Than a Broker
CC Finance was founded on a simple principle: complex finance transactions require strategic thinking, deep lender knowledge and experienced deal structuring.
We are not a volume broker. We do not compete on cheapest rates or fastest turnarounds. We work with clients whose finance requirements need careful positioning — whether that is a multi-million pound business acquisition, a complex property development, or a time-sensitive bridging requirement with unusual circumstances.
Our value lies in understanding how lenders think, what drives credit decisions, and how to structure transactions so they are positioned for approval at appropriate terms.
Barbara Cação
Principal Advisor
Barbara Cação leads CC Finance with extensive experience in commercial and property finance advisory. Her expertise spans business lending, acquisition finance, commercial mortgages, property investment and development finance.
Barbara's strength lies in understanding complex borrower situations and translating them into compelling lender propositions. She works directly with clients and lenders on every transaction, ensuring nothing is lost in translation between the borrower's commercial reality and the lender's credit requirements.
She is known for her ability to handle difficult cases — the ones other brokers struggle with or decline outright.
Our Values
What We Stand For
Strategic Thinking
Every transaction is approached as a strategic funding exercise. We consider the full picture — business position, market conditions, lender appetite and long-term objectives.
Honest Assessment
We provide direct, honest assessments. If a deal is not viable, we will tell you. If an approach needs adjustment, we will explain why. No wasted time or unrealistic expectations.
Deep Lender Knowledge
We maintain relationships across a broad panel of lenders — high street banks, challenger banks, specialist lenders and private credit providers. We know who lends to what, and why.
Complexity as Standard
Multi-entity structures, overseas income, mixed-use assets, turnaround situations — these are not exceptions in our practice. They are our normal working environment.
Client-First Process
We work for our clients, not for lenders. Our advice is driven by what achieves the best outcome for the borrower, structured around their specific commercial objectives.
Selective Engagement
We take on work where we can add genuine value. Our focus is on established SMEs and serious property investors with meaningful transactions, typically £100k to £10m.
Client Feedback
What Our Clients Say
Rated 5.0 out of 5 from 14 reviews on Google — trusted by established SMEs, property investors and their advisers.
“Barbara was amazing — she was able to get the process working for us when we were under pressure and she really added value to us. She is diligent, thorough and really professional, and above all a pleasure to deal with.”
Michael C.
Verified Google review
“If you're a property investor seeking a dedicated broker available round the clock and exceptionally responsive, Barbara is the ideal choice. Having worked with numerous brokers, I can confidently say that Barbara stands out for her quick responses.”
Thomas B.
Verified Google review
“Barbara is an extremely transparent, patient, efficient and hard working professional. She helped me acquire bridging finance on a buy-to-let property for a client of mine. She was very responsive and adhered to all our queries.”
TRM Property Solutions
Verified Google review
“It has been nothing short of an absolute pleasure working with Barbara. She is very responsive, knowledgeable and always endeavours to provide an above and beyond level of service. Couldn't recommend her enough.”
Isaac A.
Verified Google review
“Barbara has been nothing but exceptional. She showed incredible dedication and support to ensure a successful transaction. We wouldn't be where we are now if it wasn't for her.”
Ade
Verified Google review
“Barbara is extremely efficient and friendly. She works hard to find the different options available and then to narrow down the best ones for us. I highly recommend her services.”
Kate D.
Verified Google review
Verified reviews from Google. Read all reviews on Google.
Why CC Finance
Why Serious Borrowers Choose CC Finance
01
Strategic Funding Advice
We structure deals around commercial objectives, not just lending products.
02
Complex Transaction Experience
Multi-entity structures, turnaround situations, cross-border income — we handle complexity as standard.
03
Lender Positioning Expertise
We know which lenders have appetite for specific scenarios and how to present cases to their credit teams.
04
Real Deal Structuring
Every transaction is prepared as if we were presenting to the credit committee ourselves.
05
Trusted Professional Network
Solicitors, valuers, accountants and surveyors who understand commercial finance timelines.
06
Selective, Specialist Approach
We work with established SMEs and serious property investors on meaningful transactions.
Lender Relationships
Some of Our Key Lenders
We maintain direct relationships with a wide panel of mainstream and specialist lenders, positioning your case with the most appropriate funder for your specific scenario.
Lender selection is based on suitability for each individual scenario. Access to specific lenders is subject to criteria and availability.
Member of recognised industry bodies including NACFB and FIBA
Member of NACFB and FIBA. Committed to the highest professional standards in commercial finance advisory.
Ready to Discuss Your Requirement?
If your finance requirement is complex, strategic or time-sensitive, we would welcome the conversation.