Calculator
Invoice Finance Calculator
Use this calculator to estimate how much cash you could release against outstanding invoices and the indicative cost. Enter your invoice value, advance rate and fee assumptions to see the funds advanced and estimated cost. All figures are for guidance only and subject to lender criteria.
Cash Advanced Up Front
£170,000
85% of £200,000 — balance released on settlement
Invoice Split
Service Fee
£3,000
Discount / Interest
£734
Cost as % of Invoice
1.87%
Total Estimated Cost
£3,734
Indicative only. Invoice finance pricing varies by facility type (factoring or discounting), debtor quality and turnover. Additional fees may apply and terms are subject to lender criteria.
Figures are indicative only and do not constitute financial advice, lending advice, tax advice, mortgage advice or a formal lending offer. Terms, rates and availability are subject to lender criteria, borrower circumstances and the details of the transaction.
These tools provide first guidance only. Final terms and rates depend on a range of factors that CC Finance can identify and discuss with you.
What This Calculator Cannot Assess
Indicative figures are only one element. A professional assessment considers:
Why Lender Appetite Matters
Different lenders have different appetites for borrower profiles, asset types, sectors and deal structures. Two lenders assessing the same scenario can offer significantly different terms — or one may decline while the other approves.
A calculator cannot identify which lenders have appetite for your specific scenario. CC Finance assesses lender appetite across the market and positions your case with the most appropriate funders, subject to your circumstances and the transaction details.
Need help interpreting this scenario?
Indicative figures are only one part of the lending decision. CC Finance can help assess lender appetite, structure the application and identify suitable funding routes based on your circumstances.