Calculator
Development Finance Calculator
Use this calculator to produce an indicative development appraisal. Enter your purchase price, build costs, GDV and loan assumptions to see estimated project costs, finance costs and profit. Development finance terms vary significantly by lender, project type and borrower experience.
Indicative Profit After Finance
£247,400
GDV £1,200,000 − costs & finance
Total Project Cost
Total Project Cost
£863,000
Developer Equity
£223,000
Loan to Cost
74.2%
Loan to GDV
53.3%
Estimated Interest
£76,800
Arrangement Fee
£12,800
Gross Profit
£337,000
Profit After Finance
£247,400
Interest is estimated on the full loan across the term; in practice development facilities draw down in stages, which typically reduces the interest cost. Valuation, legal, monitoring and other fees apply in addition.
Figures are indicative only and do not constitute development finance advice, lending advice, valuation advice or a formal lending offer. Development finance terms depend on lender criteria, borrower experience, planning status, build costs, GDV, exit route and project risk.
These tools provide first guidance only. Final terms and rates depend on a range of factors that CC Finance can identify and discuss with you.
What This Calculator Cannot Assess
Indicative figures are only one element. A professional assessment considers:
Why Lender Appetite Matters
Different lenders have different appetites for borrower profiles, asset types, sectors and deal structures. Two lenders assessing the same scenario can offer significantly different terms — or one may decline while the other approves.
A calculator cannot identify which lenders have appetite for your specific scenario. CC Finance assesses lender appetite across the market and positions your case with the most appropriate funders, subject to your circumstances and the transaction details.
Need help interpreting this scenario?
Indicative figures are only one part of the lending decision. CC Finance can help assess lender appetite, structure the application and identify suitable funding routes based on your circumstances.