Calculator
Buy To Let Mortgage Calculator
Use this calculator to estimate indicative monthly costs for a buy-to-let mortgage. Enter property value, loan amount, interest rate and expected rental income to see estimated payments and rental coverage ratios. All figures are for guidance only and subject to lender criteria.
Monthly Interest Payment
£894
65.0% LTV · rent £1,500/mo
Rental Coverage
Rent covers the payment · 1.68× interest
Rent of £1,500 covers the £894 payment.
How It Is Funded
Loan-to-Value
65.0%
Deposit Required
£105,000
Figures are indicative only and do not constitute mortgage advice, tax advice, lending advice or a formal lending offer. Buy-to-let lending is subject to lender criteria, rental assessment, borrower circumstances and property type.
These tools provide first guidance only. Final terms and rates depend on a range of factors that CC Finance can identify and discuss with you.
What This Calculator Cannot Assess
Indicative figures are only one element. A professional assessment considers:
Why Lender Appetite Matters
Different lenders have different appetites for borrower profiles, asset types, sectors and deal structures. Two lenders assessing the same scenario can offer significantly different terms — or one may decline while the other approves.
A calculator cannot identify which lenders have appetite for your specific scenario. CC Finance assesses lender appetite across the market and positions your case with the most appropriate funders, subject to your circumstances and the transaction details.
Need help interpreting this scenario?
Indicative figures are only one part of the lending decision. CC Finance can help assess lender appetite, structure the application and identify suitable funding routes based on your circumstances.