Calculator
Bridging Finance Calculator
Use this calculator to estimate the indicative total cost of a bridging finance facility. Enter your loan amount, interest rate, term and fee assumptions to see estimated costs. Bridging finance costs vary significantly by lender, scenario and risk profile.
Total Facility
£530,581
Gross loan £455,581 + refurbishment £75,000
Loan Structure — Day 1 Gross Loan
Gross Loan
£455,581
Net Loan
£400,000
Interest Rate
0.85% / mo
Gross LTV
60.7%
Arrangement Fee
£9,112
Monthly Payment
£0
Total Interest Retained
£46,469
Total Estimated Lending Cost
£55,581
Total estimated lending cost includes lender interest and fees only. Other fees — such as valuation, legal, and any broker or third-party fees — are payable in addition and vary by transaction. Interest on the refurbishment tranche depends on the drawdown schedule.
Figures are indicative only and do not constitute financial advice, lending advice, tax advice, mortgage advice or a formal lending offer. Terms, rates and availability are subject to lender criteria, borrower circumstances and the details of the transaction.
These tools provide first guidance only. Final terms and rates depend on a range of factors that CC Finance can identify and discuss with you.
What This Calculator Cannot Assess
Indicative figures are only one element. A professional assessment considers:
Why Lender Appetite Matters
Different lenders have different appetites for borrower profiles, asset types, sectors and deal structures. Two lenders assessing the same scenario can offer significantly different terms — or one may decline while the other approves.
A calculator cannot identify which lenders have appetite for your specific scenario. CC Finance assesses lender appetite across the market and positions your case with the most appropriate funders, subject to your circumstances and the transaction details.
Need help interpreting this scenario?
Indicative figures are only one part of the lending decision. CC Finance can help assess lender appetite, structure the application and identify suitable funding routes based on your circumstances.